The IHC Group

Fusion

Are you financially prepared for healthcare bills while in between major medical plans? Fusion allows you to pair hospital, surgical and critical illness fixed insurance benefits with a Fusion STM short term health plan that helps protect against larger expenses.


This type of coverage may be the right fit if you are looking for:

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    A plan you can buy today. No open enrollment period means Fusion and Fusion STM are available to you when you need them. Benefits begin on your first day of coverage
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    Benefits across the claims spectrum. Gain access to daily benefits for each covered illness and injury, a $15,000 critical illness benefit and a $2 million lifetime maximum benefit in case of serious illness or injury.
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    Simplicity. Fusion pays defined fixed benefits regardless of what your providers charge for medical services. You can see whomever you like or take advantage of discounts through one of the country’s largest independent PPO networks.


These products are not qualifying health coverage (“Minimum Essential Coverage”) that satisfies the health coverage requirement of the Affordable Care Act. If you don't have Minimum Essential Coverage, you may owe an additional payment with your taxes. The termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period. These products may include a pre-existing condition exclusion provision.

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