The IHC Group

Bridge the gap

Health insurance deductibles and out-of-pocket costs can take a toll on your savings should an unexpected medical event occur to you or someone in your family. Metal Gap plans are bundled insurance benefits that can cover the cost of your deductible should an accident, critical illness or hospital confinement take place, reducing the burden and stress from your wallet.

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This supplemental health insurance is not considered minimum essential coverage under the Affordable Care Act (also called Obamacare). To be exempt from the Shared Responsibility Payment (tax) you must also have qualifying health insurance coverage in addition to this supplemental plan.